I just upgraded my subscription as THS invited me to do so and had the curiosity to read the details of the insurance offered to owners
I think all owners would be advised to read the details on
[> Home and Contents Protection Terms and Conditions | TrustedHousesitters.com]
Even if we pay more now to get this guarantee, when you read the terms, you notice that
*1. Mediation - Owners and Sitter(s) should resolve any Sitter damage under $1,000 between themselves and at a minimum,
We expect Owners and / or Sitter(s) to contribute at least $250 towards any instance of Sitter damage (including theft).
The proofs in case of a damage (or worse of theft) might be hard to give ! If owner and sitter have not agreed on a former “état des lieux” on the arrival and departure of the sitter.
In case of a damage, (or worse in case of theft ) how can you proof an item was in your home if the sitter has not confirmed it was ?
A photograph does not proof anything, the owner may be dishonest too, pretending some painting, jewel (or anything else) was there which was not true.
If the sitter has broken something but denies it was his/her fault, how does the owner manage ? Obviously the sitter must agree it was his/her responsability other wise the insurance will not agree to pay…