Owners insurance

[TT2]

Should I consider an umbrella policy? Im worried about being sued by a sitter that gets injured in my home.

[Maggie8K]

Maybe discuss with an insurance broker, so you can get an idea of costs and coverage, because they vary. And best to first know what your current homeowners’ insurance already covers or not.

[toml]

@TT2 As @Maggie8K suggests, talk to your agent, but also to your financial planner/advisor. The umbrella is there to protect your assets if something happens. If your assets are significant and much greater than your homeowners’ liability…