Scary when it’s almost a relief to be insulted for litigiousness these days, vs…all that other nasty stuff. 
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You’re right not to bother your insurance company, you can’t tell them anything. If possible, try to ignore it and block her from your contacts
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I’m in the UK, given she hasn’t told you what’s wrong, I wouldn’t give her your insurance details at all, no way, and I’m not even sure how you personally would even raise anything with your insurance company because you have no idea of what’s happened. It all sounds a little weird.
If she had an accident worthy of an insurance claim, surely she would have told you what it was by now. You don’t actually even know if the injury was inside your home or with your pets.
Instead, I’d point her in the direction of THS. Maybe say "I haven’t heard back from you, so as you didn’t mention any injury while you were at my home, and you have not gave me the details I requested on ?date?, please contact TrustedHouseSitters if you need any help.
THS can’t help her anyway, because she should have raised it at the time, but at least it helps get rid of you having to stress about it.
I hate to say it, but perhaps she’s from an environment that thinks you can claim money by saying you’ve had an injury, without realising evidence/facts are needed in a timely fashion.
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Somehow I thought you live in Greece or something. Got a theory how that might have happened?
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It’s a long story. I’ll try to keep it short. Born and raised on Long Island in NY State and was an eye doctor for 32 plus years. Met my Australian wife 3 years ago when was on holiday looking for a wealthy good looking guy but ended up with me. I retired in 2023 and we decided to move to Greece as she speaks the language, it’s a beautiful country with good food and a low cost of living, and is in a great central Europe location to visit other countries.
We bought a house on the Peloponnese, shipped all our stuff in a large container and moved the end of 2023 to a beautiful mountainside villa overlooking the Saronic Gulf with her 2 little dogs and have since adopted a Greek Shepard, a bunch of feral cats along with rabbits, guinea pigs, chickens, turkeys and fish.
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Lot’s of good advice here. Do download your camera footage and keep a record of everything. While there is more info you need (time of incident, cost incurred, future losses etc) I would not ask her for anything else. Wait for her to follow up. My concern about asking for those details is that it would give her ideas for how to flesh out her story.
She sounds like a scammer or at the very least, a fragile person. I have over 30 sits and have, on occasion, met with a mishap. I would NEVER sue someone for my bad luck. I am so sorry this happened to you. I hope your review mentioned how needy she was.
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I think she is a fragile person, not so young and perhaps a bit lost. This whole episode is pretty depressing.
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