Does this reflect your experiences?
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Not the fake tour or accommodation scams. You read about bogus airbnb advertising or bait and switch tactics but, so far, havenāt been caught out by them. They sound really bad.
But yes if talking about street scams in Cancun, Barcelona, Rome, London, Tel Aviv or especially Paris. Iāve found that street scams are fun and part of the adventure of travel. I have been caught by a few street scams but the scammers were good and entertaining enough that I smile remembering those experiences. Not so much dealing with street scams that didnāt fool me and turned into unpleasant experiences.
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Aside from being robbed at gunpoint in Papua New Guinea and surviving a tsunami in Vanuatu we have never had any dramas when traveling. CT is the most important thing now days with online transactions but there is really no excuse if you do get caught. There is a plethora of online resources not to mention 2FA implementation. I do feel sorry for those caught out but hmmm.
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Iāve had bank cards cloned in both Thailand (BKK airport and a Mall in Chiang Mai) and Vietnam (DaNang ATM).
I live in Thailand and it hasnāt happened for a while 
so maybe things have got better.
Fortunately I was able to report immediately and didnāt lose any money but not being able to receive a replacement card was a huge inconvenience even though I have several usable cards at any time.
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The word āasideā is doing some heavy lifting in that sentence 
Glad youāre ok.
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That sounds incredibly annoying, particularly because it was difficult for you to obtain a replacement card. Iām happy you saw it right away and avoided losing any money. I hope that things have significantly improved since then. When traveling, itās obviously a good idea to have extra cards.
Wherever possible, I use Apple Pay, to avoid cloning/skimming. Or you could use Google Pay. Or say in China, Alipay or WeChat Pay.
I know that some countries, like Thailand, have been slow to adopt such, though.
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We interrupted a car break in in Cancun, my brother caught the would be thief and we had him arrested. Did feel bad, but not terribly bad. The funny part was when the paperwork was handed to me I saw the police had put āterroristaā down for my occupation instead of the stated ātherapista!ā Ha!
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