Please provide the evidence for this, @ExploreDreamDiscover
The homeowner made clear that this was a sitter from overseas, here on a temporary basis. That was mistake number one, by the way - if this was in the US, and it seems that it was, that was illegal behavior on both sides. If the homeowner had used a legal, US-resident sitter, we would not be having this discussion.
Since by all accounts the sitter did not have a home or a mailing address in the United States, how can we know - not guess, but know, that the bank did not instruct him to put the best address for him to receive the card, which logically could be at the place where he was staying when he applied? It would be completely illogical for him to put his overseas address if he was not going to be back there for many months, especially if he needed the card quickly.
It is possible that people on this thread are confusing “Social security number” with “address”. Absolutely, 100%, without a doubt using a homeowner’s social security number to apply for credit is fraud. But that is NOT what happened here.
Nevertheless, this thread, like many, has birthed a new important topic - best practices for getting mail when you’re on a sit. I’ll start that topic now.