Hello @Sujatha10
It is great that you are considering if insurances will be right for you. Here is a reminder of the different insurance for sitters depending on membership level:
Here is the help desk article which explains the different insurance:
Veterinary treatment if the pet gets sick is not covered by insurance and is covered by the owner, here are the T&Cs which might help:
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ensure you have adequate provisions in place for veterinary care of your pet (such as pet insurance); and you hereby authorise the Sitter to obtain veterinary care for your pet(s) during a Sit if you cannot be reached;
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remain responsible at all times for any veterinary treatment that your pet(s) may require, including all costs and expenses incurred by the Sitter in relation to the same; and you will reimburse the Sitter for any such costs within 14 days of completion of a Sit;
Also please feel free to reach out to Membership Services as they can give you more details at support@trustedhousesitters.com
If you use the spyglass there are also several topics discussing sitter’s insurance, here is an example:
Any questions let me know 