Use of owners car

Has anyone allowed the use of their car to a sitter? I have. And nothing went wrong. But on the cusp of another sit or two, we are wondering what others have done. Allowed the use of a car? If there is a problem (accident), did you pay for the deductible? Did you split it? Did you ask the sitter to pay the whole deductible? Do tell….other ideas, what is your experience with lending your car?
Thanks ahead of time!
Betsy

Hi @QuiltingDogMama
What a great name and welcome to the forum.
You can search the forum to see if your question has been asked before posting. It has been discussed a lot. Here are some earlier posts which might assist, but there are many more. I put ‘use of car’ into the search box:

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